(1) Mahila Samridhi Yojana (MSY) Gujarat
Eligibility
Women Safai Karamcharis/ Scavengers and their dependant daughters
The amount of the loan
- Up to a maximum of 90% of the unit cost with a maximum of Rs.50000.
- the form of loan, subsidy, and from any other available sources of funds.
Contribution of promoters
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
- From NSKFDC to CAs : 1% p.a.
- From CAs to beneficiaries: 4% p.a.
Repayment period
Up to 3 years after an implementation period of 3 months and a moratorium
of 6 months.
(2) Micro Credit Finance (MCF)
Eligibility
Safai Karamcharis, Scavengers, and their dependents.
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The amount of the loan
- Up to 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
- For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
- Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries: 5% p.a.
Vahali Dikri Yojana
Repayment period
Up to 3 years after the implementation period of 3 months and a moratorium
of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)
The amount of the loan
- Up to 90% of the unit cost with a maximum of Rs.75000.
- Balance 10% is to be provided by the Channelizing Agencies
- (CAS) in the form of loan, subsidy, and from all other available
- sources of funds.
- Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiary
Rate of interest
- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries: 5% p.a.
Repayment period
Up to 5 years after an implementation period of 3 months and a moratorium of
6 months.
Online apply the time period
Application Period from 15/06/2030 to 15/10/2050
Important Links
Downloaded the official letter of the scheme
Download the details of this scheme in Gujarati
THIS SCHEME VISION & MISSION
VISION
- To rehabilitate the target group i.e. Safai Karamcharis, Scavengers, and their dependents (having the population of about 50 Lac) by providing financial assistance at concessional rates of interest for any viable income-generating activities, Education loan and imparting skill development training program in a time-bound manner.
- To cover the maximum number of persons of the target group by providing benefits under the schemes & programs of NSKFDC, who are the poorest among the poor across the country.
- MISSION To empower the Target group and its dependants to break away from traditional occupation, depressed social conditions & poverty and leverage them to work their own way up the social and economic ladder with dignity and pride.
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